أحسن الله إليكم I believe I recall you mentioning that paying an additional fee for flight insurance, which allows a refund if the ticket is cancelled, is permissible — though I may be mistaken in how I recall it. Could you kindly point me to the fatwa or reference so I may read further into it?

Ustadh AbdulAziz al-Haqqan

Yes, you recall it correctly, paying the extra fee that makes the ticket refundable is allowed, on the fatwa of Shaykh Muhammad Hisham al-Tahiri. Commercial insurance itself remains forbidden, because it is maysir.