أحسن الله إليكم I have a rent-to-own contract for my phone. It is not clear whether there is only one contract from the beginning, with no second contract after 24 months, or whether there will be two contracts. I cannot cancel it before the 24 months end. What should I do? بارك الله فيكم

Ustadh AbdulAziz al-Haqqan

Look at your contract, or ask the company, and tell me exactly how the ownership transfers at the end, is it a single lease in which the phone becomes yours by a separate gift or sale once the term finishes, and does the contract contain any interest or any late-payment penalty or fee?