السلام عليكم ورحمة الله وبركاته Is it okay to buy from an online shop that charges for shipping insurance?

What they do is up to them. You are not the one who's buying insurance therefore, yes, it is allowed.

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السلام عليكم ورحمة الله وبركاته Is it okay to buy from an online shop that charges for shipping insurance?​​​​​​​​​​​​​​​​