السلام عليكم. Is it permissible for me to have health insurance? Because the cost of surgery’s, appointments, and scans are cheaper with it? Or is it haram altogether even if it’s cheaper with it? بارك الله فيك

Ustadh AbdulAziz al-Haqqan

They are forbidden altogether as it is gambling, unless it is an Islamic takafuli which is difficult to find.