Salam Ustadh. I live in Australia. No Halal insurance exists. Basic legal insurance is required, but property coverage is optional. One accident could cost $100k, causing ruin. Is this a necessity (Darura) to protect my family, or should I just have Tawakkul? JazakAllah Khair.

Please excuse me from answering this question. May Allah reward you and protect you. You can seek out a Mufti in regards to this.

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