السلام عليكم و رحمة الله و بركاته In uae they do interest free payment plan for phones, but if there is saying if you don’t pay back on your payment for long times and its overdue there is a fixed charge/penalty for pate payment. Is this haram? ‏جزاك الله خير

Ustadh AbdulAziz al-Haqqan

If it is interest free as u said then take that plan or any other plan or option without interest.